Preparing for retirement

AuguStar Retirement has the products and the expertise to help you prepare for retirement. Whether you need solutions that can provide income for years or even decades, plus also account for inflation and rising healthcare costs, we can help you meet these challenges head-on.

Fixed indexed annuities

Accumulate retirement assets based, in part, on market returns, but without the risk of market losses


Multi-year guaranteed annuities

Guaranteed retirement asset growth, no matter how markets are performing


Single premium immediate annuity

Turn assets into retirement income on a schedule that fits your unique needs, resources and goals


Annuities are issued by AuguStarSM Life Insurance Company. Guarantees are based on the claims-paying ability of the issuer. Guarantees do not apply to the investment performance of any index.

Early withdrawals may be subject to surrender charges. Withdrawals may be subject to ordinary income tax and, if taken prior to age 59½, a 10% federal tax penalty may apply. Fixed annuities are not insured or guaranteed by the FDIC or any other government agency.

Fixed indexed annuities (“FIA”) are long-term investment vehicles designed to accumulate money on a tax-deferred basis for retirement purposes. Upon retirement, FIAs may provide an income stream or a lump sum. If you die during the accumulation or payout phase, your beneficiary may be eligible to receive any remaining Contract Value.

Products, product features, and rider availability vary by state. Issuer not licensed to conduct business in NY.

Securities offered through AuguStarSM Distributors, Inc., Member FINRA, One Financial Way, Cincinnati, Ohio 45242. 877.663.7267

Investment Advisory Services are offered through O.N. Investment Management Company (ONIMCO). ONIMCO is a subsidiary of The O.N. Equity Sales Company, the registered broker/dealer affiliated with Constellation Insurance, Inc.

Neither ONIMCO/ONESCO nor its representatives render legal, accounting, or tax advice.