Proper planning is essential to meet your savings goals. Use the calculators below to get a feel for what it might take to meet your goals. Then, talk to your representative to set a plan in place to start achieving them.

Term calculator: See how affordable term insurance can be.
401(k) spend it or save it calculator: There are several ways to manage your 401(k) when you leave an employer. Making the wrong decision can cost you thousands of dollars both in taxes and lost earnings.
Retirement income calculator: Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement.
Retirement shortfall: Running out of your retirement savings too soon is one of the biggest risks to a comfortable retirement. Use this calculator to find a potential shortfall in your retirement savings plan. 
Social Security benefits: Use this calculator to estimate your Social Security needs.
Don't delay your savings!: Waiting to begin your savings plan can have a huge impact on your results. This calculator helps show you how much postponing your savings plan can really cost.
Savings, taxes, and inflation: Use this calculator to determine how much your savings will be worth with these two important variables in mind.
Life expectancy: This calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other important lifestyle choices.
Investment distributions: This calculator helps you determine either how long or how many periodic distributions can be taken out of an investment before it runs out.
Investment returns: There is more to investing than knowing your annual rate of return. Use this calculator to help you see how inflation, taxes and time can impact your bottom line.
Investment savings and distributions: Use this calculator to see how long your investment savings can last once you begin taking distributions.
Special needs calculator: Determine how much death benefit you'll need to cover future expenses for your loved ones.