Term life insurance
Term life insurance is the simplest form of life insurance and generally has the lowest out-of-pocket cost to provide death benefit protection for your loved ones should you die.
What is term life insurance?
With term life insurance, you choose the life insurance protection for a specific period of time. AuguStar Life offers you the flexibility of choosing affordable protection including:
- 10-year term insurance
- 15-year term insurance
- 20-year term insurance
Have options for permanent protection tomorrow
Your protection needs may change down the road.
If you decide to convert your temporary coverage into permanent protection, FlexTerm Plus term insurance gives you the flexibility to choose any of our available products. FlexTerm Basic term insurance offers a slightly lower premium, but more limited conversion privileges.
And whatever protection you choose, you’ll be backed by a highly rated, financially secure company that's been helping people meet financial challenges for more than 100 years.
Term life insurance can help you:
Your loved ones get a guaranteed, tax advantaged death benefit if you die
Enjoy affordable protection with fixed premiums for terms of 10, 15 or 20 years
You can convert to permanent life insurance, even if your health deteriorates
