Indexed whole life insurance
Indexed whole life insurance is a type of whole life insurance that combines permanent death-benefit protection with growth that can be based partially on market indices,* which may allow for higher accumulation potential. How you choose to design your policy will reflect your priorities for death benefit protection and cash accumulation.
You can access your cash value through withdrawals or policy loans to help cover unexpected expenses, pay college costs or use as a retirement income supplement.
Indexed whole life insurance can help you:
Your loved ones get a guaranteed, tax advantaged death benefit if you die***
Your policy premiums will never increase, and are only required for a set period of time
Your premiums create cash value that has the potential to increase based, in part, on market indices* and that you can access for future financial needs, including retirement